What return is being promised — and who could actually deliver it?
Two tests only: a guaranteed-return promise, and a return quoted per day. A polished website and friendly reviews prove nothing.
For every scheme in this register we archive the promoter's own public material, quote the return exactly as it was worded, and then do the compounding arithmetic in plain numbers. Where we can check something about the operator, we say so; where nothing can be checked, we say that too.
The only two tests we apply
1. A guaranteed return is promised
Wording such as “guaranteed”, “risk-free”, “no loss”, “capital protected” or “impossible to lose”. No genuine investment can promise a return, because a return is what remains after a risk was taken.
2. A return is quoted per day
A daily percentage — even a small one such as 0.1% — is quoted as if it were a rate of return. Professional operations never quote one, because 0.1% per day compounds to roughly 44% a year, far outside the range any regulated strategy produces.
Everything else — a polished website, friendly reviews, a registered-sounding company, a listed telephone number — is not a test. Promoters produce all of those.
Check a number yourself
Daily return calculator
Promoters quote returns small enough to sound reasonable: 0.3% a day, 2% a week. Compounded over a year they are neither small nor reasonable. This page does the arithmetic with nothing added and nothing removed.
Guaranteed return check
A guarantee is a promise to pay regardless of what markets do. Somebody has to carry the loss if the money is not there. This page lines the promise up against the rates that genuinely are guaranteed, and against the best long-run records that are not.
Doubling time and the rule of 72
Doubling time is the fastest way to feel a rate. Two percent a month sounds modest and doubles a balance in under three years; ten percent a month doubles it in seven months. This page shows both the shortcut and the exact figure.
Free, no sign-up, arithmetic only. All six are on the calculators page — including the 0.3% a day example, which compounds to about 198% a year.
Categories
Guaranteed daily returns
A return is promised as a fixed amount per period — daily, weekly or monthly — usually alongside wording such as "guaranteed", "no loss" or "capital protected".
Ponzi referral tiers
Money is said to come from referrals and multi-level downlines rather than from any identifiable trading or operating business.
Cloud mining
A return is claimed from rented hashrate, with no verifiable mining facility, hardware inventory or energy contract behind it.
AI & quant trading
A return is claimed from an "AI" or algorithmic trading system, typically with no verifiable broker, licence or independently audited track record.
Copy & signal trading
Signals, "masters" or copy-trading groups are used as the product, with performance shown as screenshots or testimonial instead of verifiable account data.
Airdrop & yield farming
A high APR is offered for staking, farming or airdrop pooling, with the source of the yield left unexplained or described only in vague terms.
Uncategorised
Records that are held in the register but have not yet been assigned to a category.
Recently added
The twelve entries most recently recorded in the register, newest first.
Highest-risk entries
Ranked by strength of evidence rather than by date, so this list moves slowly.
Recent register changes
- New entryBandFriend — New entry added from 1 seed source
- New entryqueensda — New entry added from 1 seed source
- New entrytheyace — New entry added from 1 seed source
- New entrytakefinance — Register updated
- New entryCryptoScams — Register updated
- New entryCryptoScams — New entry added from 1 seed source
- New entrytakefinance — New entry added from 1 seed source
- New entryOnTrac — New entry added from 1 seed source
Correct something, or appeal an entry
If an entry is wrong, out of date, or refers to a project that no longer exists, tell us. We publish corrections in the changelog rather than editing quietly.
Send a correction or appeal